Green Thoughts -
Our Blog

Welcome to Green Thoughts!

This blog is all about Canadian Real Estate, Mortgages, News. Anything that helps you, our incredible clients, navigate the world of real estate and mortgages.

Enjoy!

Apr 242 min read

What If Mortgage Rates and The Prime Rate in Canada Do NOT DROP?

In recent economic forecasts, there's been speculation about potential declines in fixed mortgage rates and the prime rate in Canada....

Feb 283 min read

The Ripple Effect: How a Drop in the Bank of Canada's Prime Lending Rate Impacts the Canadian Housing Market

In the ever-dynamic landscape of Canadian real estate, the actions of the Bank of Canada, particularly adjustments to the prime lending...

Feb 143 min read

Why a Mortgage with the Lowest Rate May Not Be Your Best Option

As a Canadian mortgage broker, I've had countless conversations with clients who initially believe that securing the lowest mortgage rate...

Jan 182 min read

Understanding Interest Rate Differential (IRD) in Canadian Fixed Rate Mortgages

When you close a fixed-rate mortgage before its maturity date in Canada, you might encounter a term known as the Interest Rate...

Dec 20, 20232 min read

Understanding Mortgages in Canada: Static vs. Adjustable Variable Rates

Welcome to our blog where we dive into the intricacies of the Canadian mortgage landscape! Today, we're unpacking the key differences...